Understanding the Benefits of Partial Roth Conversions Partial Roth conversions are a strategic way to achieve tax diversification in your retirement income plan or optimize the inheritance you leave to your beneficiaries. With careful planning,

Conversation with my son: Me: Never put me in a nursing home. Just shoot me. Son: OK, I get it. But I’d rather not spend my life in prison. Is there any other option? Me: 

What “Baby Boomer” doesn’t remember that saying from Mr. Tarzan? Glued to the TV, watching Tarzan defend Jane against all the jungle bad guys, that’s what he always said. That is the way baby boomers

You may be familiar with the “Rule of 72”. It is an easy way to find how long it will take for an amount of money to double at a certain interest rate. Example: If

To my Business Owner friends and those that know and love Business Owners.  We all know the daily challenge in attracting and keeping high quality employees, especially key employees who are the engines of success. 

There is a financial guru hawking a new product, a get rich quick scheme, how to secretly avoid taxes, blah, blah, blah. You know, the same come-ons you have heard for years. But in a

My niece is a nurse, so she will look after me. If you are lucky enough, you will get here! If you have heard it once, you have heard it a million times… The costs

Yeah yeah yeah, you have your daily and long term budget down…in your head!  Really, have you ever taken a true and complete look at your finances, day to day as well as long term?  Our Financial Analysis Sheet is a

Have you opened “The Envelope” or reviewed your account values on line?  Ahhh!! Literally, it could make you sick. Mentally, physically, emotionally.  And it does not matter how old you are, if you have accounts